GroundSpeed

Know your payment. Compare real rates.

A modern mortgage payment calculator built with SwiftUI and powered by St. Louis Fed (FRED) rates.

Amortized app - mortgage payment calculator

Rates provided by St. Louis Fed (FRED).

FastSimpleAccurate

Features

Instant monthly payment calculation

Enter amount, down payment, rate, term

Live mortgage rates (30-year, 15-year, 5/1 ARM)

Today vs Last Week comparison

Built for iOS 18 with SwiftUI

Modern async/await networking (MVVM architecture)

Screenshots

Payment Calculator

Quick Entry Experience

Live Rates Comparison

How It Works

  1. 1Enter your loan details
  2. 2Tap Calculate
  3. 3Review live FRED mortgage rates

FAQ

St. Louis Fed (FRED) API — MORTGAGE30US, MORTGAGE15US, MORTGAGE5US.

No accounts required. No personal data stored.

Yes. Use it to estimate payments for new loans or refinancing. Enter your loan amount, down payment (or equity), rate, and term to see monthly payment and compare with current FRED rates.

30-year fixed, 15-year fixed, and 5/1 ARM. Live rates for these are pulled from FRED.

Seeing today’s rate next to last week’s helps you spot trends and decide whether to lock or wait.

Get Amortized

Calculate mortgage payments and compare live FRED rates on your iPhone.

Download on the App Store